| Your Insurance Guide from Championvet.com |
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Championvet.com’s Guide to Pet Insurance
We insure our pets to protect ourselves from unexpected veterinary bills and to ensure we can always afford the best treatment possible without being restricted by a limited budget.
If you look, you will find many different pet insurance policies in the market. However, the vet’s fees protection they offer will vary with many significantly restricted by the need to offer the cheapest price.
Different Types of Cover Available
§ Lifetime Policy
The full veterinary fees benefit is ‘topped’ up each year when you renew your cover. Exclusions will never be applied for a condition that was not present prior to the policies commencement.
§ Maximum Benefit Policy
This policy provides a maximum benefit per condition that may be exhausted over time with the condition then excluded.
§ Low cost 12 month time limit policy
Veterinary fees cover for on-going or chronic conditions restricted to just 12 months from onset with that condition then excluded.
Compare the potential claims paid for Barney below…
Barney, a 6-year old German Shepherd Dog, with on-going bills for hip dysplasia and related arthritis:
This is why your vet has recommended that you take out a LIFETIME POLICY.
Other points to consider when choosing your pet insurance provider
When obtaining a quotation, we recommend you ask the following questions:
ü … Are chronic or on-going conditions covered?
ü … Are hereditary and congenital problems covered?
ü … Are prescribed clinical diets covered?
ü … Is euthanasia covered?
ü … Are behavioural referrals covered?
ü … DO NOT BUY ON PRICE ALONE, THE CHEAPEST PREMIUM MAY LEAVE YOU WITH
INADEQUATE COVER
And Finally… If you have any questions about insuring your pet, please call the practice for help and advice on 0141 427 0848 or email
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Produced in association with
0845 055 1030 www.vet2pet.co.uk |
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